How Long Do I Need SR22 Insurance?
There are a lot of cars on the roads in the U.S. that are not currently insured. If you’re trying to avoid that grim statistic, you will want to ensure SR22 insurance is not a long-term situation.
You might ask, “How long do I need SR22 insurance?” The answer to that question depends on a few different aspects.
To get a firm grasp on the answer to this question and to make sure SR22 insurance is not potentially going to be a long-term issue, read on.
We will explain everything you want to know. Let’s start!
If You’re a First-Time Offender
If you are a first-time offender, you may wonder how long you need SR22 insurance. The answer is that it depends on the state where you received your DUI.
In some states, you may only need SR22 insurance for a year, while in others, you may need more.
If You Have Been Convicted of a DUI
If you have been convicted of a DUI, you will need SR22 insurance for three years.
SR22 insurance is a type of high-risk insurance often required by most states for drivers with DUI convictions.
If You Have Had Your License Suspended
SR22 insurance is typically required for three years following a license suspension. However, the specific requirements may vary by state.
Consult your state’s DMV for more information on SR22 insurance requirements.
If You Have Been Caught Driving Without Insurance
If you have been caught driving without insurance, you will need to get SR22 insurance. And the insurance company will file the SR22 form with the state.
How Do You Get SR22 Insurance?
SR22 insurance is often required by state law for drivers convicted of certain traffic violations. The letters “SR” stand for “safety responsibility.” The number “22” is just a file number.
An SR22 filing is an insurance that proves you have the minimum amount of coverage required by your state. You can get SR22 insurance from your auto insurance company. If you don’t have car insurance, you’ll need to purchase a non-owner SR22 policy.
Visit sr22savings.com to find the cheapest SR22 insurance. They have easy and affordable SR22 insurance policies, and you can check your verified rate without speaking to any agents.
How Often Do You Need to Renew Your SR22 Insurance?
If you are required to have an SR-22 filing, your insurance company will notify the DMV when your policy is about to expire. You will need to renew your policy and have the SR-22 form refiled with the DMV.
Because as mentioned above, SR-22 is typically required for three years, but the requirements may vary from state to state. If you cancel your insurance or let your policy lapse, your insurance company will notify the DMV, and your license may get suspended.
All About How Long Do I Need SR22 Insurance Today
If you’re asking yourself how long do I need SR22 insurance, the answer may depend on your state’s requirements. And also, depending on the severity of your infraction, you may need to carry SR22 insurance for up to three years.
However, if you maintain a clean driving record, you may be able to have your SR22 insurance removed after just one year. Check with your insurance company to see what is usually required.
And always remember, keep yourself disciplined when you’re on the road!
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